American Express

Financial Analyst

Posted On

Aug. 22, 2025

Location

Gurgaon, Haryana

Experience Level

Freshers/Experienced

Job Type

Permanent

Apply By

Sept. 14, 2025

Job Description

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

The Global Treasury Controllership (GTC) team is part the Regulatory Reporting and Treasury Controllership Team and is responsible for providing comprehensive Treasury and regulatory reporting support covering all Treasury transactions, including cash, debt, equity, derivative, and investments

The Receivable funding & Cash Controllership team is responsible for accurate, timely accounting and reporting of Credco and its subsidiaries along with ensuring appropriate and consistent reporting for AXP’s Cash and Cash equivalents

This is an exciting opportunity to lead controllership function for Credco and related legal entities, which forms part of AXP’s critical funding structure, catering to the funding needs of the affiliate entities ensuring adherence to controls and compliance, transfer pricing norms etc. In addition, this role will be responsible for ensuring appropriate and consistent reporting for AXP’s Cash and Cash equivalents which includes managing the delivery of Cash portfolio reporting for regulatory reporting filings for American Express.

Responsibilities include, but are not limited to:

Manage end to end accounting and reporting of Credco and its subsidiaries.
Responsible for pricing of receivables, adherence with transfer pricing norms and support transfer pricing audit related with sale of receivables process in line with U.S. GAAP principles.
Prepare monthly controls including reconciliations, bank runs, Transfer of Receivables (TOR) collateral check, FX calculations, Inter Co Dashboard and review of agreements.
Responsible for leading PwC audits, preparation of financial statements supporting market controllership.
Collaborate with Regulatory Reporting Team for providing inputs and query resolutions pertaining to numerous regulatory reports.
Ensuring integrity of $45Bn+ “Cash and Cash equivalent” balances for AXP which includes monitoring monthly movement, ensuring adherence to US GAAP accounting principles
Daily Monitoring of Cash portfolio to support AXP’s efforts on project Fast Forward with respect to Cash and Cash Equivalents.
Collaborate with stakeholders across finance teams and treasury to respond to queries from auditors and regulators
Consultancy to Treasury, Market Controllership, Business and Reporting teams on all cash related matters and projects.
Continued rigor on Control & Compliance
Support / participate in standardization and continuous improvement initiatives as well as other business partner initiatives.

Minimum Qualifications:
- Min 2-3 years’ experience in Accounting/Reporting/Auditing.
- CPA/Chartered Accountant or similar qualification, preferred. Ability to interpret and apply GAAP principles is critical to success.
- A self-starter, with a proactive approach and a passion to consistently deliver high quality service and exceed expectations. A quick learner with outstanding problem-solving skills. Continue to challenge the status quo by bringing and implementing innovative ideas for continuous improvement in our process.
- Strong Executive Presence, relationship building and presentation skills.
- Proven ability to effectively interact and manage relationships with all levels and stakeholders of an organization including senior leadership/officers as well as with external auditors.
- Ability to pivot with agility and navigate ambiguity
Shift timings: Flexible

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

Competitive base salaries
Bonus incentives
Support for financial-well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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