American Express

Lead Analyst

Posted On

Dec. 10, 2025

Location

Gurgaon, Haryana

Experience Level

Freshers/Experienced

Job Type

Permanent

Apply By

Dec. 28, 2025

Job Description

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

Responsible for contacting clients with overdue accounts to secure the settlement of the account. Also, they do preventive work to avoid future overdues with accounts that have a high exposure.

Minimum Qualifications

The primary purpose of this role requires to manage financial accounting process for American Express Cobrand arrangements, Cost of card member services & Payment to partner, new business acquisitions accounting etc. Ensuring reconciliation and reporting of financials.
The incumbent will be required to closely work with business partners across AXP.
The role will require strong focus on generating efficiencies, accelerating accounting processes and ensuring overall governance.
Academic Qualification: Graduate / Post-Graduate in Commerce with 1-3 years of relevant experience in financial accounting.

Functional:

End to end ownership of key enterprise financial processes like Cost of Card Member Services, New business acquisitions, Opex Accounting etc.
Ensure that all SLAs are timely & accurately met with adequate controls over the processes to ensure integrity of the information.
Strong understanding of end-to-end AR/AP process flow, accounting & reconciliation.
Awareness of US GAAP/Local GAAP/IFRS (Accounting knowledge) & understanding of business products.
Pro-actively develop meaningful data insights/trends to enable finance decision support to our customer’s/business partners for more effective planning & forecasting activities.
Responsible for owning & maintaining financial/data integrity, compliance with internal service level agreements (SLA), guidelines, accounting policies and regulatory requirements as applicable.
Ability to work across multiple time zones
The incumbent will be required to have strong accounting & reconciliation knowledge, policy awareness & control mindset with ability to read, interpret various contractual terms/ arrangements and apply to function and activities.
Strong communication, relationship management & collaboration skills while closely working with various stakeholders across Controllership, Business Finance, Audit and Control groups, etc.
High proficiency in MS-Office applications, Oracle Applications, Essbase/Smart View etc.
Strong knowledge on Control & Compliance specifically to SOX & Internal controls.

Additional:

Analytical and problem-solving skills to identify and resolve queries with the ability to deal with large set of data.
Excellent verbal & written communication with good presentation skills.
Ability to challenge the status quo and drive continuous improvements.
Quick learner, an eye for detail and ability to work during ambiguity.
Ability to work across multiple time zones. - Should be able to work independently with minimal supervision.

Technical:

Good understanding of general accounting principles and basic techno finance/automation knowhow will be an added advantage.

Required Skillset:

Good Communication Skills
Self-Starter, can work independently,
Sound Accounting Knowledge
MS Office proficiency

Preferred Qualifications

B. Com/M. Com/MBA (Finance)

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

Competitive base salaries
Bonus incentives
Support for financial-well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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