American Express

Team Member Credit & Collect

Posted On

Sept. 9, 2025

Location

Gurugram, Haryana

Experience Level

Freshers/Experienced

Job Type

Permanent

Apply By

Sept. 28, 2025

Job Description

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new kills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

Advanced Collection Mitigation Unit (Boomerang) is an in-house collection portfolio of American Express. This process acquires an expertise of handling high delinquent Cancelled cards before American Express makes the decision to send such accounts to be serviced by Outside agency. With the robust Skip tracing strategy and sound decision making in our interaction, the team is responsible to maximize collection & roll rate prevention for the business.

Minimum Qualifications

Graduate with 2-4 years of Card services Collections experience, preferably in Outbound channel.
For internal candidates, a minimum of 12 months in the current role in Credit and Collection segments, preferably handling past due accounts.
Working model: Hybrid with Rotational shifts

Preferred Skills

Excellent communication skills (Written & Verbal).
Ability to influence with dialogue and lead discussions towards consensus.
Demonstrate ability to handle difficult conversations when communicating with cardmembers who are running severely delinquent on bills due to varied reasons.
Multi-skilled across Contact center platforms, with knowledge of American Express products, policies & procedures.
Result oriented, self-driven, with high level Personal Accountability required to succeed in a Goal driven process.
Should possess sound Analytical, Decision Making and Problem-Solving Skills.
Proficiency in MS Office - Excel, PowerPoint and Word preferred. Can handle manual and formatted data to build trends and communicate value stories using data insights.
Operate with the highest level of integrity
Responsible for assuring all regulatory & compliance requirements are always met in all interactions
Demonstrate ability to work effectively within a team environment as well as independently

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

Competitive base salaries
Bonus incentives
Support for financial-well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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