American Express

Analyst-Risk Management

Posted On

March 5, 2026

Location

Gurugram, Haryana

Experience Level

Freshers/Experienced

Job Type

Permanent

Apply By

March 29, 2026

Job Description

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

Global Risk & Compliance (“GRC”) independently oversees the company’s compliance, risk-taking and risk management activities, including the comprehensive identification, management, and mitigation of risks within the Company’s risk appetite. GRC ensures the company operates in a safe, sound and fully compliant manner within all applicable regulatory expectations. We create and maintain the overall risk management framework while ensuring legal and regulatory compliance. We are passionate about our commitment to drive the company’s goals of growth and progress by creating a culture of awareness and proactivity around regulatory matters, and by partnering closely with business units across the enterprise to ensure we deliver maximum value to our shareholders and our customers efficiently and effectively.

Enterprise Risk Management & Risk Oversight (ERM&RO) leads and continuously enhances the enterprise risk management framework across risk stripes to ensure its effectiveness, partnering with business units and control functions to collectively manage risk. We provide independent oversight that enables the enterprise to operate in a safe and sound manner while pursuing its growth objectives. ERM&RO safeguards the company’s long-term resilience, reputation, and stakeholder value by overseeing risk frameworks; strengthening risk culture; aligning risk appetite with strategy; aggregating and reporting risk data; and delivering effective challenge across key decisions. We also lead global regulatory exam management and remediation, drive risk and compliance and financial crimes technology and AI modernization, and advance enterprise transformation initiatives to ensure scalable, compliant, and forwardlooking risk management practices.

The Analyst – Risk Reporting will be part of the GRC organization, responsible for building and advancing enterprise‑wide risk data aggregation and reporting capabilities. The role will play a critical part in establishing a comprehensive risk data aggregation and reporting framework, while also providing independent risk oversight of non‑model tools used in business processes and strategic decision‑making.

Key Responsibilities:

Establish policies, standards, and processes to provide risk data aggregation and reporting capabilities appropriate for the size, complexity, and risk profile of the bank.
Drive and monitor Risk Reporting Policy adherence. Develop procedures and required training for Risk Reporting.
Facilitate the development of risk reporting business requirements
Own and operate centralized consumption layer controls; oversee the implementation and execution of decentralized controls
Design and implement data and technology infrastructure that supports reporting needs and ensures the appropriate capture and reporting of materials risks, concentrations, and emerging risks.
Develop and execute a standardized, periodic assessment framework (at least annually) to evaluate the effectiveness of risk reporting systems, tools, and processes, ensuring continuous evolution with changing data sources and regulatory expectations.
Create and maintain a governance framework to assess materiality and manage oversight of non‑model tools used in business processes and strategic decision‑making
Provide independent oversight on non-model tools used in critical business processes within the company like min due calculator, ADB calculation etc.
Provide effective challenge on statistical and other technical calculations used in development of non-model tools used in business processes and strategic decisions.
Partner with the Model Risk Management (MRM) team and process owners to support efficient inventory management and ongoing governance of non‑model tools
Collaborate effectively with all stakeholders, partners and IAG to ensure regulatory compliance and manage regulatory relationships and exams for safety & soundness related regulations.

Minimum Qualifications

0-2 years of experience in risk management, analytics, or related discipline.
Degree in quantitative field (e.g., Statistics, Computer Science or Economics).
Strong technical and analytical skills with the ability to apply both quantitative methods and business skills to create insights and drive results.
Familiarity with BCBS 239 and OCC Heightened Standards
Strong analytical skills, including a proving ability to translate complex and disparate information to develop a comprehensive and cohesive conclusion for colleagues, business partners, and senior leaders.
Ability to work independently and across a matrix organization partnering with business partners, functional owners, capabilities, technology teams and external vendors.
Rigorous and analytical approach to problem-solving, decision-making, and prioritization collaboration across teams/geographies.
Proactive in identifying issues, delivering and escalating key findings, and advising on recommended solutions to correct issues or mitigate risks.

This role is required to be on-site 3 days per week.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

Competitive base salaries
Bonus incentives
Support for financial-well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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