American Express

Financial Analyst

Posted On

Feb. 9, 2026

Location

Gurgaon, Haryana

Experience Level

Freshers/Experienced

Job Type

Permanent

Apply By

March 8, 2026

Job Description

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

Why American Express?

There’s a difference between having a job and making a difference. American Express has been making a difference in people’s lives for over 160 years, backing them in moments big and small, granting access, tools, and resources to take on their biggest challenges and reap the greatest rewards.

We’ve also made a difference in the lives of our people, providing a culture of learning and collaboration, and helping them with what they need to succeed and thrive. We have their backs as they grow their skills, conquer new challenges, or even take time to spend with their family or community. And when they’re ready to take on a new career path, we’re right there with them, giving them the guidance and momentum into the best future they envision.

Because we believe that the best way to back our customers is to back our people.

Function Description

The Quality Assurance and Regulatory Governance team is responsible for ensuring governance and oversight of regulatory reporting process. The team performs Quality Assurance reviews including process & controls testing, testing the conformity of reported data with reporting instructions and gathering, sampling, understanding, and testing the data to ensure data quality for various regulatory reporting purposes. The team partners closely with the Regulatory Report owners, Technology, Data Governance, and other stakeholders to perform the review and ensure robust governance.

Responsibilities-

The job would entail the following activities:

Perform process and control review to identify control gaps and improvement opportunities.
Perform transaction testing, share findings, and monitor closure.
Support compliance with Regulatory Reporting Governance policy and prepare key metrics.
Understand the master and reference data to be used across operational and reporting processes.
Support regulatory reporting to ensure compliance with the reporting guidelines issued by regulators.
Ensure compliance with internal policies and procedures.
Support reviews and audits e.g., Federal Reserve Exam, Internal Audit Group review and others.
Work closely and coordinate with various regulatory reporting, technology, data governance, service management, teams to ensure the quality assurance over the regulatory reporting processes.
Support regulatory reporting governance and oversight by implementing Regulatory Reporting Error Framework, Cross Report Reconciliation Framework, Regulatory Reporting Risk Assessment Framework and Regulatory Reporting Item Log Framework.

Experience

Experience in data analytics, data controls and understanding of data transformation logics.
Knowledge of financial reporting and banking products is a plus.
Big 4 experience is a plus.

Academic Background

At least 3+ years' experience in Accounting/Reporting
Chartered Accountant/CPA/MBA preferred
Prior experience with U.S. regulatory reporting/ Quality Assurance /SEC reporting is a plus.

Functional Skills/Capabilities:

Must have good communication and interpersonal skills and be able to interact independently with senior business partners / customers etc.
Reporting and analysis experience will be an advantage. Familiarity with US GAAP and financial accounting experience is preferred.
Self-driven, team player, have analytical skills and inclination for process improvement.

Technical Skills

Able to understand and enhance the governance around regulatory reports.
Strong analytical and problem-solving skills. Quick learner.
Knowledge of Platforms
MS Office suite (MS Excel, MS Word, and MS PowerPoint).
Oracle, Essbase and RRA (Regulatory Reporting Automation).
SharePoint and Power Platform is plus.
SQL queries and understanding of database management is a plus.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

Competitive base salaries
Bonus incentives
Support for financial-well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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