American Express

Analyst-Risk Management

Posted On

June 30, 2025

Location

Gurugram, Haryana

Experience Level

Freshers/Experienced

Job Type

Permanent

Apply By

July 20, 2025

Job Description

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

The Enterprise Risk Management and Risk Oversight (ERMRO) organization within Global Risk and Compliance (GRC) is responsible for identifying and managing risk across all business units, functions, processes, and geographies at American Express.

The Analyst – Risk Data Aggregation & Reporting will be part of the GRC organization. The incumbent will help develop risk data aggregation and reporting capabilities and with a team of analytical professionals to support and analyze business risk to AXP. The incumbent will also provide independent challenge for adherence to the ERM owned risk management frameworks and programs used by the enterprise.

The incumbent will be an integral part of team of risk professionals in India, and we are seeking an experienced professional to be a part of this exciting journey.

Key Responsibilities:

· Assist in development of policies, standards, and processes to provide risk data aggregation and reporting

capabilities appropriate for the size, complexity, and risk profile of the bank.

· Support the design and implementation of data and technology infrastructure that caters reporting needs and ensures the appropriate capture and reporting of materials risks, concentrations, and emerging risks.

· Assist in implementation of a standardized and periodic assessment of risk reporting systems,

tools, and processes. This assessment must be performed at least annually to ensure risk oversight systems, tools, and processes evolve with changing data sources.

· Design a framework to assess the materiality and manage governance of non-model tools used in business processes and strategic decisions.

· Provide independent challenge on adherence of ERM owned risk management frameworks and programs across the first and second line of defense like Risk Taxonomy, Risk Assessment, etc.

· Provide critical evaluation and assessment on risk decisions and assumptions to be in adherence with enterprise wide established policies and guidelines like Oversight Policy, Appetite Policy etc.

· Assist the ERM Framework and Program Adherence team in efficiently managing the challenge log and working with stakeholders and response owners to close the same.

· Collaborate effectively with all stakeholders, partners and IAG to ensure regulatory compliance and manage regulatory relationship and exams for safety & soundness related regulations.

Minimum Qualifications

0-2 years of analytical experience in risk management or a similar role;
Degree in a quantitative field (e.g., Mathematics, Computer Science or Economics).
Strong technical and analytical skills with the ability to apply both quantitative methods and business skills to create insights and drive results.
Proven ability to translate complex and disparate information to develop a comprehensive and cohesive conclusion for colleagues, business partners, and senior leaders
Ability to work independently and across a matrix organization partnering with business partners, functional owners, capabilities, technology teams and external vendors.
Rigorous and analytical approach to problem-solving, decision-making, and prioritization collaboration across teams/geographies.
Proactive in identifying issues, delivering and escalating key findings, and advising on recommended solutions to correct issues or mitigate risks.

This role is required to be on-site 3 days/week.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background veriication check, subject to applicable laws and regulations.

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