American Express

Business Analyst

Posted On

Sept. 24, 2025

Location

Gurugram, Haryana

Experience Level

Freshers/Experienced

Job Type

Permanent

Apply By

Nov. 2, 2025

Job Description

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

Our Credit & Collections department is fundamental in that process, encompassing a variety of different teams who strive to ensure that these ideals are constantly upheld.

Our Specialists have skills that include, but are not limited to; recovering overdue balances, enabling further spend, and assisting vulnerable customers, all whilst delivering elite customer service and growing brand loyalty.

This is an excellent development opportunity for a motivated, driven individual. As a Business & MI Analyst, you will be strongly involved in maintaining oversight of key metrics and results, ensuring the quality and focus on reviewing high balances and supporting the Leadership team with all MI requests.

Core Responsibilities

You will be part of a team that delivers world class results, both for Card Members and the business. In your role you will:

- Support the European Leadership team with all aspects of MI

- Work with key Partners to build collaborative relationships

- Maintain key performance reports at both market and team level

- Act as a primary point of contact for data and analysis within European credit operations

- Provide support on projects within Credit operations, sourcing data and helping to measure success by conducting relevant results analysis

- Support reviews of high balance cases for senior leadership

- Provide detailed commentary and analysis on market level results for review by senior leadership

- Completing ad-hoc data requests from leaders

Required Skills

For this role you must have:

- Strong organisation and be proactive in your daily approach to tasks

- Proven time management skills, ability to handle multiple demands and competing priorities

- Knowledge of the European consumer credit and collections industry (Required)

- Knowledge of SQL/SAS/Python and using these to query Amex databases such as Cornerstone and IDN/Teradata is essential

- Experience in GSG reporting tools such as ROP & GEM

- Competent in Microsoft Excel with experience in manipulating large amounts of data

- Knowledge of tools used in Credit such as CSP, CAS and Globestar would be advantageous

- Excellent interpersonal, relationship building, presentation and communication skills

- Proven analytical and problem-solving skills

- Demonstrated ability to work both independently and in a collaborative team environment

- Ability to use judgmental decision making to drive customer loyalty and growth for the business.

- Demonstrated ability to deal with difficult situations professionally and think fast

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

Competitive base salaries
Bonus incentives
Support for financial-well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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