Capgemini

Payment Gateway SME and Designer | 9 to 12 years | Bengaluru

Job Description

Job Description

We are seeking a Payment Gateway Subject Matter Expert (SME)/Designer to lead the design, implementation, and optimization of our payment gateway solutions. This role requires deep expertise in payment processing, architecture, and compliance standards, with a focus on creating secure and scalable solutions that align with business needs.

Domain & Technical Knowledge

  • In-depth understanding of the Payment processing and payment gateway value chains.
  • Experience in modelling the solutions for client requirements.
  • Relevant Payment gateway working experience and exposure on a Cards acquiring and issuing platform.
  • Functional & Technical knowledge of Payment processors, payment gateways, wallet transactions, E-Com and solutioning expertise of Transaction authorization, Terminal network key management, Dynamic Transaction routing, Transaction verification and risk management modules.
  • Good understanding of Merchant reporting, statements, settlement, Disputes and Chargebacks, Loyalty management and Reconciliation process
  • Good Knowledge on messaging protocols like SPDH (MNSP), ISO2002, BIC-ISO, ISO 8583, REST API, SOAP API and Customer tailor-made
  • Hands on experience in Merchant processors (Acquiring) Payment gateways integration, Payment service providers, Token vault and Tokenization Service providers.
  • Should have Hands on experience with Digital Payment systems – Digital Wallets, Mobile Money, Mobile Banking, Chatbot Payment.
  • Experience working on large strategic initiatives and building enterprise applications using Java.
  • RESTful API, SOAP Web services, Integration Architectures experience is a MUST.
Works in the area of Software Engineering, which encompasses the development, maintenance and optimization of software solutions/applications.1. Applies scientific methods to analyse and solve software engineering problems.2. He/she is responsible for the development and application of software engineering practice and knowledge, in research, design, development and maintenance.3. His/her work requires the exercise of original thought and judgement and the ability to supervise the technical and administrative work of other software engineers.4. The software engineer builds skills and expertise of his/her software engineering discipline to reach standard software engineer skills expectations for the applicable role, as defined in Professional Communities.5. The software engineer collaborates and acts as team player with other software engineers and stakeholders.

Primary Skills

We are seeking a Payment Gateway Subject Matter Expert (SME)/Designer to lead the design, implementation, and optimization of our payment gateway solutions. This role requires deep expertise in payment processing, architecture, and compliance standards, with a focus on creating secure and scalable solutions that align with business needs.

Domain & Technical Knowledge

  • In-depth understanding of the Payment processing and payment gateway value chains.
  • Experience in modelling the solutions for client requirements.
  • Relevant Payment gateway working experience and exposure on a Cards acquiring and issuing platform.
  • Functional & Technical knowledge of Payment processors, payment gateways, wallet transactions, E-Com and solutioning expertise of Transaction authorization, Terminal network key management, Dynamic Transaction routing, Transaction verification and risk management modules.
  • Good understanding of Merchant reporting, statements, settlement, Disputes and Chargebacks, Loyalty management and Reconciliation process
  • Good Knowledge on messaging protocols like SPDH (MNSP), ISO2002, BIC-ISO, ISO 8583, REST API, SOAP API and Customer tailor-made
  • Hands on experience in Merchant processors (Acquiring) Payment gateways integration, Payment service providers, Token vault and Tokenization Service providers.
  • Should have Hands on experience with Digital Payment systems – Digital Wallets, Mobile Money, Mobile Banking, Chatbot Payment.
  • Experience working on large strategic initiatives and building enterprise applications using Java.
  • RESTful API, SOAP Web services, Integration Architectures experience is a MUST.


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