Paypal

Data Analyst

Posted On

March 18, 2025

Location

Bangalore, Karnataka

Experience Level

Freshers/Experienced

Job Type

Full Time

Apply By

April 27, 2025

Job Description

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:

What you need to know about the role

Global Credit External Data is looking for a Data Analyst to join our team. The role will be responsible for analytics of external data relationships and support the management of the data budget for the Global Credit, Seller, and Collections Risk Credit organization

Meet our team

The Global Credit External Data Team is responsible for global credit reporting agencies (CRAs) contractual and regulatory compliance requirements as well as third party, inbound data providers. Team members are external data subject matter experts and primary points of contact across all global CRA-related activities. We are responsible for providing product requirement and platform approach to standardization and integration with bureaus, manage and optimize the data budget, provide analytics and reporting across data providers, and develop governance and controls for credit bureau reporting

Job Description:

Your way to impact

You will work with your manager supporting development and expansion of our external data sandbox used for credit model development, risk strategy, industry benchmarking and loss forecasting. Responsibilities will include tool enhancement, user engagement, usage reporting and management, and cost reconciliation.

Your day to day

Build and manage reporting around user and usage metrics

Interact with users to understand use cases, troubleshoot challenges, and grow user support

Develop and manage routines around data movement and quality to ensure external data tools are accurate and current

Track and monitor data vendor costs and invoice reconciliations

What do you need to bring

Bachelor’s Degree and above in one of the following: economics, finance, engineering, exact sciences, etc

Have at least 3+ years of experience working in a credit or credit supporting function

Have at least 3+ years of experience in relevant positions (e.g., decision scientist, data analyst, statistician, data scientist, risk management, credit reporting agency, credit bureau, etc.)

Be a team player with strong written and verbal communication, presentation and interpersonal skills

Proficiency in using SQL/Python, experienced with data visualization

Have analytical skills – you must be able to analyze data, identify trends and draw meaningful/accurate conclusions

Have the ability to approach problems in a quantitative and qualitative manner, and partner with the business to understand their needs, and drive solutions specifically around issue

Additional Job Description:

Subsidiary:

PayPal

Travel Percent:

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at talentaccommodations@paypal.com.

Belonging at PayPal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.

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