Paypal

Data Scientist 2

Posted On

March 25, 2025

Location

Bangalore, Karnataka

Experience Level

Freshers/Experienced

Job Type

Full Time

Apply By

July 6, 2025

Job Description

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

What you need to know about the role

As a member of the Resolutions and Protections team, you’ll play a key role in PayPal margin improvement through Loss and Opex reduction. You will drive high criticality initiatives focused at providing the best-in- class dispute management capabilities for our customers while optimizing for PayPal costs and losses. You will partner with multiple stakeholders in Product, Engineering, Operations and Business to implement solutions as well as understand evolving business and customer needs.

Meet our team:
Customer Protections is a critical part of PayPal’s core value proposition. Our Buyer Protection Program ensures that buyers are reimbursed for product issues. Seller Protection program provides security and peace of mind to online businesses by guarding against fraud and abuse. The Resolutions platform puts the customer first to resolve fraud-related issues and provides fair, user-friendly mediation for issues between buyers & sellers.
We are an End-to-End team of ~30 members consisting of Product Managers, Data Scientists and Data Analysts based out of SanJose, Bangalore, Chennai & Dublin.

Job Description:

Your way to impact: Successful candidates will offer a strategic perspective, sound business judgment, deep analytical capabilities, and a collaborative working style. They will possess strong intellectual curiosity, a deep understanding of PayPal’s products and associated typologies, and experience with PayPal data systems. Skills in problem solving, rigorous analysis, and distilling complex and voluminous data into concise insights will be critical.

Your day to day

Extract and process structured/unstructured data using SQL, Python, or similar tools.
Collaborate with operations teams to gather feedback on dispute resolution processes and improve process efficiency
Develop and validate hypotheses to optimize PayPal's operational costs while enhancing consumer and merchant experiences.
Work with partner teams such as Modelling, Product and Engineering
Support ad hoc analysis requests from stakeholders related to dispute trends or risk mitigation.

What do you need to bring-

6+ years in Analytics, Data Science or similar roles
Experience with data preparation and analysis of large datasets in SQL and Microsoft Excel
Passionate about generating insights from data to solve business problems
Knowledge of any data and visualisation tools like Python , Tableau
Strong communication and presentation skills
Background in fraud, credit, risk management or statistics is a plus
Education Qualifications: (Must Have) Bachelors or master’s in Engineering/ Finance/ Mathematics/ Statistics/Economics from Tier I colleges

Preferred Qualification:

Subsidiary:

PayPal

Travel Percent:

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at talentaccommodations@paypal.com.

Belonging at PayPal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.

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