American Express

Portfolio Manager Credit & Collections

Posted On

May 28, 2025

Location

Mumbai, Maharashtra

Experience Level

Freshers/Experienced

Job Type

Permanent

Apply By

Sept. 21, 2025

Job Description

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

Role as a Portfolio Manager for a key Collection partner/Agency servicing US market
Lead efforts to Strengthen the Collections network through strong Operations, Analytical and Strategic focus
Drive Collections & Recoveries through in-depth understanding of key performance indicators & drivers, improving returns through best in class collection economics
Supporting internal/ external collection units by providing thought leadership, regular oversight, leading improvement initiatives, and addressing other day to day requirements
Collaborate with GBI, MIS, Strategy, GCO, Compliance & audit and other functions in improving efficiency while reducing operational risk
Build and maintain a robust Compliance framework, ensure 24x7 audit readiness
Build strategic internal, external partnerships and collaborate effectively to deliver on key organizational objectives & priorities

Minimum Qualifications

Bachelor’s degree in business or related field or equivalent work experience
5+ years of strong Credit & Collections/ Partner management/ Operations experience
Strong analytical skills and ability to work with complex data
Excellent communication and relationship building skills
Ability to lead, influence and contribute at various levels
Ability to multitask and deliver in a fast-paced environment toggling between priorities

Preferred Qualifications

Experience in managing US Operations- preferably in the Credit/Collections space

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

Competitive base salaries
Bonus incentives
Support for financial-well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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