American Express

Financial Analyst

Job Description

You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

Function Description

  • Card & Merchant Accounting and Controls (CMAC) team in Global Financial Operations, Controllership, manages the foundational accounting for Card Member spend, Remittances and Merchant payments along with various other operational accounting processes that is core to a Credit Card domain.
  • This team is the last line of defense and liaisons with broader controllership, technology / product, and Global Service Group (GSG) / servicing teams to ensure correct Card Member allocations and financial integrity is embedded in the end-to-end process.

How will you make an impact in this role?

This position of B30 in Card Capture AR Controllership will play a critical role to govern FAH Accounting related to Card AR platforms, managing balance Sheet ledgers related to Card Accounts Receivable, Sale of Receivables from Card Issuing entity to Credco and Amex Internal Spend accounting. This position will also be responsible to perform timely investigation and clearance of monthly transactions, work closely with business partners, Servicing teams, local Controllership and technology.   

  • Responsible for maintaining financial integrity of ledgers for Card Member Accounts receivables.
  • Provide SME expertise on various enterprise and technology projects impacting accounting and controls.
  • Own and manage the FAH rules related to the system accounting.
  • Develop and Deploy analytics to help business partners get insights into financials
  • Accounting, research & clearance to maintain financial integrity of process.
  • Ability to drive self and team goals with continuous focus on process improvement.
  • Demonstrate effective proactiveness, transformational mindset as well as strong analytical skills.
  • Identify simplification and automation opportunities and work towards implementing them.
  • Be able to proactively highlight, communicate and mitigate risks.
  • Manage the associated PRSA and controls, ensure robust control environment around the process. Compliance with AXP policies, US GAAP requirements
  • Ability to communicate effectively with senior leaders across the organization and build relationships.
  • Be able to contribute to the team strategy and long-term plans.
  • Ability to manage multiple projects to support enterprise goals.
  • Ensuring seamless Month Close / Quarter Close Process.

Minimum Qualifications

·       B.com with 3-6 years or CA/MBA/post grad with 2-4 years of work experience

·       US GAAP knowledge and Audit experience is a plus.

  • Knowledge of Excel, PowerPoint, AR System of Record applications like Triumph, Globestar, Legacy AR Platforms etc.
  • Analytical skills, ability to understand the linkages to processes.
  • Excellent team player with strong Inter-Personal skills and communication skills

Preferred Qualifications

  • Strong Accounting Knowledge.
  • Knowledge of AXP Spend Infrastructure
  • Leadership skills needed to create, develop, and communicate with diverse work force.
  • Strong Accounting Knowledge.
  • Ability to think innovatively and to pursue ideas with conviction.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

  • Competitive base salaries 
  • Bonus incentives 
  • Support for financial-well-being and retirement 
  • Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) 
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
  • Generous paid parental leave policies (depending on your location) 
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
  • Free and confidential counseling support through our Healthy Minds program 
  • Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.  

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.


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