American Express

Financial Analyst

Posted On

June 6, 2025

Location

Gurgaon, Haryana

Experience Level

Freshers/Experienced

Job Type

Permanent

Apply By

June 29, 2025

Job Description

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

Function Description:

This Finance position in the Credit & Fraud Risk Controllership (C&FRC) organization will play a key role in achieving our goal to protect and assure the integrity of the AXP financial statements and proactively mitigate controllable financial risk.

As part of a world-class Controllership group, the C&FRC organization is responsible for managing end to end credit process from reserve adequacy assessment to the external and regulatory reporting. This role will be responsible for credit reserve accounting & reporting for AXP reserves

Responsibilities:

Responsible for accurate and timely accounting & reporting of credit reserves
coordinate with business teams on a daily basis to get the right level of information.
Partner & Collaborate with Risk, Risk Finance, MRMG team to define & implement reserving for qualitative.
Perform analytics on big data to generate insights on measure of credit metrics and drivers of performance.
Support change management related to continuous improvement along with overall control & governance.
Partner with Business, Network and Technology teams to support platform modernization & automation initiatives.
Support internal and external audit reviews and controls including SOX PRSA Management along with regulators queries/exam

Desired Skills:

Experience with credit reserves accounting and reporting and similar with CECL framework
Knowledge of systems (Triumph, Globestar, Oracle) will be a plus
Proficiency in microsoft office ( power point, word) with strong presentation skills.
Strong analytical skills and working knowledge of financial & reporting tools such as Oracle, Essbase, Cornerstone, Tableau, TM1 etc.
Strong process orientation and analytical problem-solving skills demonstrated process improvement experience.
Excellent written and verbal communications skills, strong collaboration, and relationship skills.
Results driven, self-starter, able to lead and influence without direct authority.
Ability to be flexible, prioritize multiple demands, and effectively manage in a matrix organization.
Effective leadership skills and commitment to mentoring, coaching and developing direct reports

Eligibility:

1-3 years of accounting & reporting experience including good knowledge in US GAAP accounting, SEC, and Regulatory Reporting
Degree in Accounting / Finance, CPA, or CA preferred.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

Competitive base salaries
Bonus incentives
Support for financial-well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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