American Express

Director-Risk Management

Posted On

May 14, 2025

Location

Gurugram, Haryana

Experience Level

Freshers/Experienced

Job Type

Permanent

Apply By

June 8, 2025

Job Description

You Lead the Way. We’ve Got Your Back.

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

The Global Risk & Compliance Organization (“GRC”) independently oversees the company’s risk-taking and risk management activities, including the comprehensive identification, management, and mitigation of risks within the Company’s risk appetite. GRC ensures the company operates in a safe, sound and fully compliant manner within all applicable regulatory expectations. We create and maintain the overall risk management framework while ensuring legal and regulatory compliance.

We are passionate about our commitment to drive the company’s goals of growth and progress by creating a culture of awareness and proactivity around regulatory matters, and by partnering closely with business units across the enterprise to ensure we deliver maximum value to our shareholders and our customers efficiently and effectively.

We are seeking a highly experienced Director, Capital Management Oversight, to join our Enterprise Risk Management and Risk Oversight (ERM&RO) function within GRC. You will serve as a subject matter expert, providing guidance and independent oversight to American Express’s capital management processes, including CCAR, ICAAP, and Capital Contingency Planning. The Director will aggregate, integrate, and assess all risks to the company’s capital position, to provide significant strategic recommendations to the Head of Enterprise Risk Management, Treasurer, and the different risk committees across the enterprise. Our culture in Global Risk & Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

Key Responsibilities:

Assess capital goals, estimation methodologies / measurements and underlying controls
Define the respective capital risk appetite and ensure that Treasury is operating within it
Advocate American Express’s risk culture throughout the Capital Planning process; educate teammates on sound risk management practices. Lead, drive and embed best practice and pragmatic risk management
Conduct independent reviews of all capital management processes, and communicate conclusions and required remediations to Treasury senior leadership
Contribute to material risk identification, stress scenario narrative development, macroeconomic variable shocks, and idiosyncratic event selection for CCAR and ICAAP
Independently review stress testing assumptions and forecasts for balance sheet, revenue, and loss components
Conduct regulatory mapping (i.e., SR 15-19) against the current Capital Planning environment to ensure Treasury and other forecast owners are meeting enhanced supervisory expectations
Engage with regulators, auditors, and other external stakeholders on capital management risk-related matters, ensuring compliance with regulatory requirements and addressing any inquiries or examinations
Establish a coherent and comprehensive set of risk limits that are consistent with the stated Risk Appetite through quantitative expressions of risk tolerance and capital adequacy

Minimum Qualifications:

6-8 years of risk management experience in financial services including extensive experience in CCAR, capital planning, and risk appetite frameworks
Advanced degree in Business, Finance, Statistics, Econometrics, or a related field is required
Excellent communication and stakeholder management skills, with the ability to influence and collaborate with senior executives and cross-functional teams
Ability to think strategically, manage complex projects, and deliver results in a fast-paced, dynamic environment
Strong understanding of financial services regulations and risk management best practices
Strong leadership skills with a demonstrated ability to effectively hire, coach, train, and develop a team and to promote collaboration across geographies
CFA or FRM designation preferred

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

Competitive base salaries
Bonus incentives
Support for financial-well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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