American Express

Financial Analyst

Posted On

March 21, 2025

Location

Gurgaon, Haryana

Experience Level

Freshers/Experienced

Job Type

Permanent

Apply By

April 20, 2025

Job Description

You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

This is a Financial Analyst (Band 30 Tier 1) position in Credit and Fraud Risk Controllership team (CECL Accounting and Reporting).

Colleague will be responsible for accurate and timely accounting of credit reserves, credit metrics reporting for senior management packs and externally disclosed notes and regulatory filings for American Express and its subsidiaries along with related analysis. Colleague will partner & collaborate with Risk Finance, Risk Decision science, Corporate Planning & Analysis, Market Controllers to define & implement reserving methodologies and perform analytics on big data to generate insights on measure of credit metrics and drivers of performance. In addition, support change management related to continuous improvement along with overall controls & governance, internal / external audits and platform modernization & automation initiatives.

Accounting of credit reserves for AXP (monthly and quarterly CECL processes)
Preparation of credit metrics for external disclosures
Preparation of Regulatory reporting schedules
Partner with Risk Finance with respect to implementation of new methodologies (e.g. non-model tools) and respective quarterly updates
Support internal/external audits, PwC walkthroughs, inputs for SOX controls' testing and adhoc requests from business partners
Support/Change Management w.r.t Enterprise-wide platform modernization initiatives and projects impacting Credit reserves and allied aspects

Desired Qualification and skills

Must be a Chartered Accountant (CA) or a Certified Public Accountant (CPA)
Must have experience with any of the Big 4 accounting firms
2-3 years of experience
Ability to demonstrate sound knowledge of basic accounting principles
Exposure to relevant US GAAP (CECL/ASC 326) and/or financial reporting would be an added advantage
Experience with big data & related tools / models with ability to extract and analyze data (SQL, Python)
Flair for problem solving, exhibits critical thinking and analytical capabilities
Excellent written and verbal communications skills, strong collaboration and relationship skills
Ability to be flexible, prioritize multiple demands, and demonstrate innovation and learning agility

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

Competitive base salaries
Bonus incentives
Support for financial-well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

Jobs at Gurgaon

Capgemini

Celonis Process Mining | 3 to 8 yea…

Experienced Professionals

Gurgaon, Haryana

Financial Analyst Apply Now

Job Description

Jobs at Gurgaon

More Jobs at American Express

Actively Recruiting Companies at Gurgaon, Haryana

Financial Analyst