American Express

Team Member Credit & Collect

Posted On

Sept. 17, 2024

Location

Gurugram, Haryana

Experience Level

Freshers/Experienced

Job Type

Permanent

Apply By

Oct. 6, 2024

Job Description

You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

How will you make an impact in this role?

The team is responsible for managing and resolving card member concerns who are unable to make payments due to an on-going hardship.
Deliver world-class customer service, whilst responding to Customer inquiries and problems
Build meaningful relationships with our customers by offering custom solutions, consultative assistance, and first contact resolution to negotiate a positive outcome for the Customer and American Express.
Ensure maximum recovery for missed payments on CM accounts through inbound telephone contact. Analyze risk on customer accounts, making sound decisions to ensure recovery while maintaining high Customer satisfaction levels via VIBES scores.
Meet Key Metrics à VIBES, ACM, Overall Dialer Contact Rate, Overall Dialer CPPH, and QMP.
Shifts - 24X7, rotational week offs.
This role may be subject to additional background verification checks.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

Minimum Qualifications

Graduate with 1-3 years of experience.
Multi-skilled across card platforms/products is preferable.
Ability to perform in Inbound driven collections environment with blended Inbound calls (Enrollment-Maintenance-Collect) would be an added advantage.
Ability to multi-task such as making accurate decisions on accounts while typing and speaking on the calls.
Should display a penchant for Result Orientation & Personal Accountability.
Should possess sound Analytical, Decision Making and Problem Solving Skills. Proficiency in MS Office - Excel, PowerPoint and Word preferred.

Preferred Qualifications

Strong Team Player with high level of integrity.
Strong Knowledge of American Express Products, Policies & Procedures.
Change Management Ability & Self-Motivating skills.
Demonstrated ability to work effectively within a team environment as well as independently.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

Competitive base salaries
Bonus incentives
Support for financial-well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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