American Express

Associate - Digital Product Management

Posted On

Feb. 9, 2026

Location

Gurugram, Haryana

Experience Level

Freshers/Experienced

Job Type

Permanent

Apply By

March 8, 2026

Job Description

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

Role Summary

We are building a next-generation non-financial regulatory platform with the ambition to transform regulatory reporting and become an industry leader in this space.

We are looking for a Junior Product Manager to join this journey. This role is ideal for someone looking to start a career in product management while working in a complex, data-heavy, and regulated environment.

The role supports regulatory reporting today through the production and submission of manual reports, while contributing to the evolution of the platform through strong requirements, data analysis, and delivery practices. AI-enabled tools are used to support product management development and effectiveness, alongside established product and analytical methods.

What You’ll Be Doing

Regulatory Reporting

Produce and submit manual regulatory reports, ensuring accuracy, completeness, and timeliness
Validate data sources, calculations, and regulatory interpretations
Document reporting logic, assumptions, and methodologies
Identify opportunities to reduce manual effort through improved processes and tooling

Product & Platform Support

Support the advancement of a platform designed to set the industry standard for non-financial regulatory reporting
Translate regulatory and business needs into clear product and reporting requirements
Assist in defining user stories, acceptance criteria, and reporting specifications
Use AI-enabled productivity and analysis tools to support activities such as:

o Analyzing complex information

o Drafting and refining requirements and documentation

o Improving clarity and consistency in product artefacts

Data, Analytics & Insight

Conduct data analysis using Excel and SQL to support regulatory reporting and product decisions
Build and maintain analytical reports and datasets
Investigate data quality issues and collaborate with engineering to resolve them
Use data-led insights to highlight risks, trends, and improvement opportunities

Collaboration & Delivery

Collaborate with engineering teams to explain reporting logic and data requirements
Review and validate delivered reports and platform features
Participate in agile delivery ceremonies and planning activities

Stakeholder Engagement

Work with regulatory, risk, and operational stakeholders to understand obligations
Support clear communication around regulatory submissions and platform changes
Help maintain audit-ready documentation and evidence

Skills & Experience

Core Technical Skills (Required)

Strong Excel capability, including pivot tables, complex formulas, and data reconciliation
Working SQL knowledge, including writing queries, joining datasets, and performing aggregations
Experience producing reports or working with structured datasets

Ways of Working (Required)

Comfortable using AI-enabled tools to support:

o Analysis and sense-making

o Drafting and refining documentation

o Learning and developing product management skills

Willingness to adopt new tools and techniques that improve productivity and quality

Core Product & Project Skills (Required)

Ability to plan, organize, and track work across multiple priorities
Strong time management skills, especially when working to fixed regulatory deadlines
Experience breaking down complex problems into clear actionable tasks
Comfort working in structured delivery environments like agile
Ability to document decisions, assumptions, and outcomes clearly

Additional Requirements

Strong analytical thinking and attention to detail
Ability to deliver accurate outputs under regulatory deadlines
Clear written and verbal communication skills

Who This Role Is Well Suited For

This role is well suited to people who:

Want to learn modern, data-led product management
Are comfortable owning hands-on regulatory reporting responsibilities
Enjoy working with complex data and regulated problem spaces
Are curious about tools and techniques that make product teams more effective
Are comfortable working in a hybrid setup in India with global teams

Career Progression

As experience and capability grow, this role can progress into:

Product Manager
Data Product Manager

Candidate FAQ

Is this a product management role or a reporting role?

This is a product management role with hands-on regulatory reporting responsibilities. Producing reports is part of the role today, while also contributing to improving how reporting is designed, delivered, and scaled through the platform.

Will I be building AI or machine learning features?

No.

This role does not require building AI systems but does require using AI-enabled tools as part of day-to-day product work (for example, analysis, documentation, and learning).

What level of Excel and SQL is expected?

You should be comfortable working hands-on with data. This includes using Excel for complex analysis and SQL for querying and aggregating datasets. Deep engineering-level expertise is not required, but regular practical use is.

Is this role suitable for someone early in their career?

Yes. This role is designed as an entry point into product management, particularly for people coming from analyst, data, regulatory, or operations backgrounds.

Will I get exposure to senior product managers and engineers?

Yes. The role works closely with senior product managers, engineering teams, and regulatory stakeholders, with increasing ownership over time.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

Competitive base salaries
Bonus incentives
Support for financial-well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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