Morgan Stanley

Associate - Secured based lending, Credit Risk (Firm Risk Management)

Posted On

Jan. 8, 2025

Location

Mumbai, Maharashtra

Experience Level

Freshers/Experienced

Job Type

Permanent

Apply By

Jan. 29, 2025

Job Description

Morgan Stanley
Morgan Stanley
Secured based lending, Credit Risk – Associate
Secured based lending, Credit Risk – Associate
Profile Description
We’re seeking someone to join our team as (Associate) in (Secured based lending, Credit Risk) division.


Firm Risk Management
In the Firm Risk Management division, we advise businesses across the Firm on risk mitigation strategies, develop tools to analyze and monitor risks and lead key regulatory initiatives.


Business Audit
Morgan Stanley is an industry leader in financial services, known for mobilizing capital to help governments, corporations, institutions, and individuals around the world achieve their financial goals. At Morgan Stanley India, we support the Firm’s global businesses, with critical presence across Institutional Securities, Wealth Management, and Investment management, as well as in the Firm’s infrastructure functions of Technology, Operations, Finance, Risk Management, Legal and Corporate & Enterprise Services. Morgan Stanley has been rooted in India since 1993, with campuses in both Mumbai and Bengaluru. We empower our multi-faceted and talented teams to advance their careers and make a global impact on the business. For those who show passion and grit in their work, there’s ample opportunity to move across the businesses for those who show passion and grit in their work. Interested in joining a team that’s eager to create, innovate and make an impact on the world? Read on…






What you’ll do in the role:
The primary responsibilities of the role include : • Assessment of credit strengths and weakness of UHNW/ HNW (Ultra-high Net Worth / High Net Worth) for US/ International clients. Focus on developing deep domain knowledge and deep understanding on different asset classes such as Equity, Fixed Income, structured products, Listed derivatives in addition to industry / country / sovereign research and the risks. • Interpretation and risk identification of financial statements for individuals, joint borrowers, Revocable and Irrevocable Trust, PHC Operating companies' key risks. • Monitor and escalate portfolio quality on an ongoing basis such as deteriorating collateral, adverse borrower information, negative trends, material individual/aggregate relationship and other risks. • Prepare high quality Credit memo for Existing and New clients with recommendations, risks and mitigations for deals and send to authorized Senior Credit officers for approval within designated due dates. • Credit Reviews to be prepared in an appropriate manner in accordance with credit policies and procedures to protect the interests of the firm. • Develop sovereign and macro risk views as need to support decision making • Review work of junior team members to ensure quality and accuracy of deliverable • Partner with colleagues across the globe to achieve your goals and to gain insight into how a global organization operates.

What you’ll bring to the role:

Skills required :
• Bachelor's or higher degree and a keen interest in the world of finance and risk management
• Knowledge of various asset classes, derivatives and personal/business financial statement and credit reports
• Strong analytical and numerical skills to assimilate complex information rapidly
• Ability to identify, analyze, condense, and articulate complicated ideas and findings clearly and succinctly.
• Strong interpersonal skills and a commitment to teamwork
• Proactive, independent thinker, team-player
• Ability to multi-task, perform under pressure and manage tight work deadlines
• Well organized and able to work in a fast-paced environment
• Possess excellent oral and written communication skills

Skills desired:
• 3-6 years of work experience in Finance, Banking, Prime brokerage, Broker dealer is preferred
• Previous experience of data sources such as SNL, Bloomberg and/or database tools such as SQL coding is a plus

What you can expect from Morgan Stanley

We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 85 years. At our foundation are five core values — putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back — that guide our more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find trusted colleagues, committed mentors and a culture that values diverse perspectives, individual intellect and cross-collaboration. Our Firm is differentiated by the caliber of our diverse team, while our company culture and commitment to inclusion define our legacy and shape our future, helping to strengthen our business and bring value to clients around the world. Learn more about how we put this commitment to action: morganstanley.com/diversity. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry.

Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximise their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing and advancing individuals based on their skills and talents.

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