Razorpay

Junior Analyst - Risk Management

Posted On

Nov. 13, 2024

Location

Bangalore, Karnataka

Experience Level

Freshers/Experienced

Job Type

Permanent

Apply By

Nov. 30, 2024

Job Description

<div class="content-intro"><p><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Razorpay was founded by<a href="https://www.linkedin.com/in/kumarshashank/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.linkedin.com/in/kumarshashank/&source=gmail&ust=1660290870959000&usg=AOvVaw1H2eeqfjnUDt3iT_Cg-jfh"> Shashank Kumar</a> and<a href="https://www.linkedin.com/in/harshilmathur/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.linkedin.com/in/harshilmathur/&source=gmail&ust=1660290870959000&usg=AOvVaw3k1sK1wrIz5HKLsZA8-mTC"> Harshil Mathur</a> in 2014. Razorpay is building a new-age digital banking hub (Neobank) for businesses in India with the mission is to enable frictionless banking and payments experiences for businesses of all shapes and sizes. What started as a B2B payments company is processing billions of dollars of payments for lakhs of businesses across India. </span></p> <div class="gmail_default"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">We are a full-stack financial services organisation, committed to helping Indian businesses with comprehensive and innovative payment and business banking solutions built over robust technology to address the entire length and breadth of the payment and banking journey for any business. Over the past year, we've disbursed loans worth millions of dollars in loans to thousands of businesses. In parallel, Razorpay is reimagining how businesses manage money by simplifying business banking (via<a href="https://razorpay.com/x/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://razorpay.com/x/&source=gmail&ust=1660290870959000&usg=AOvVaw0ab_bX0WbaTqedmVsyWBbZ"> Razorpay X</a>) and enabling capital availability for businesses (via<a href="https://razorpay.com/capital/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://razorpay.com/capital/&source=gmail&ust=1660290870959000&usg=AOvVaw2ymFZuuzdG2i4lPyqQYP5I"> Razorpay Capital</a>). </span></div></div><div> <p><strong><span style="color: #000000; font-family: verdana, sans-serif;">Roles and Responsibilities</span></strong></p> <ul> <li><span style="color: #000000; font-family: verdana, sans-serif;">Monitor transactions/ merchants to identify risk/fraud and take necessary action immediately. </span></li> <li><span style="color: #000000; font-family: verdana, sans-serif;">Handle transaction queries in case of discrepancies where disputes arise from the customer. </span></li> <li><span style="color: #000000; font-family: verdana, sans-serif;">Work closely with the partner banks and Cybercell to handle chargebacks/customer disputes and ensure timely recovery to reduce losses. </span></li> <li><span style="color: #000000; font-family: verdana, sans-serif;">Speak to merchants or customers to understand and address queries/concerns. </span></li> <li><span style="color: #000000; font-family: verdana, sans-serif;">Identify innovative ways to reduce risks by providing inputs on enhancing the process and reduce monetary losses. </span></li> </ul> <p><strong><span style="color: #000000; font-family: verdana, sans-serif;">Skills and Experience</span></strong></p> <ul> <li>Bachelor's Degree.</li> <li><span style="color: #000000; font-family: verdana, sans-serif;">Freshers, knowledge about a customer support app or CRM , such as freshdesk</span></li> <li><span style="font-family: verdana, sans-serif;">Knowledge of Stages/levels of chargebacks, penalty involved at the arbitration stage, technical chargebacks, Visa/Mastercard guidelines in brief, reason code in relation to fraud chargebacks.</span></li> <li><span style="color: #000000; font-family: verdana, sans-serif;">Interpersonal skills - Friendly and pleasant demeanor over phone and email </span></li> <li><span style="color: #000000; font-family: verdana, sans-serif;">Communication skills - Exceptional verbal and written communication </span></li> <li><span style="color: #000000; font-family: verdana, sans-serif;">Listening skills - Understand, anticipate and resolve queries arising from various stakeholders </span></li> <li><span style="font-family: verdana, sans-serif;"><span style="color: #000000;">Attention to detail and accuracy - Excellent orga</span><span style="color: #000000;">izational skills a</span>nd multitasking skills. Identify anomalies or suspicious behaviours.</span></li> </ul> </div> <div> <div class="gmail_signature"> </div> </div><div class="content-conclusion"><div class="gmail_default"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span id="m_2989597180337834284gmail-m_4972969247898306296gmail-docs-internal-guid-3a65a3c2-7fff-88ff-9e94-8ab11a050d04">Razorpay believes in and follows an equal employment opportunity policy that doesn't discriminate on gender, religion, sexual orientation, colour, nationality, age, etc. We welcome interests and applications from all groups and communities across the globe. </span><br></span></div> <div class="gmail_default"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"> </span></div> <div class="gmail_default"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span id="m_2989597180337834284gmail-m_4972969247898306296gmail-docs-internal-guid-3d0a9248-7fff-a2fd-6fa3-5026f85768d7">Follow us on <a href="https://www.linkedin.com/company/razorpay/mycompany/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.linkedin.com/company/razorpay/mycompany/&source=gmail&ust=1660290870959000&usg=AOvVaw0f6sCrv8Ce3IHBvN2Sev8Z">LinkedIn</a> & <a href="https://twitter.com/Razorpay" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://twitter.com/Razorpay&source=gmail&ust=1660290870959000&usg=AOvVaw0ViuP9uutFg1qFCm2nHeh1">Twitter</a></span></span></div></div>

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