American Express

Manager-Risk Management

Posted On

March 17, 2025

Location

Gurugram, Haryana

Experience Level

Freshers/Experienced

Job Type

Permanent

Apply By

April 6, 2025

Job Description

You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

BU & LOB Description:

The Credit Risk Oversight organization within Global Risk & Compliance (GRC) is responsible for identifying and managing credit risk across all processes and geographies at American Express.

This incumbent will be a part of the team of risk professionals who are responsible to identify, assess, measure, and manage credit risk. The team is responsible for conducting independent risk assessment, providing effective challenge to first line teams, and ensuring that significant risks are promptly identified.

Key Responsibilities:

Conduct quantitative analysis on risk management data to drive insights and recommendations for first line teams
Conduct independent reviews of credit risk processes and provide effective challenge to first line teams
Conduct independent reviews of credit risk Non-Model Tools
Analyze trends in portfolios and conduct deep dive analysis to understand key drivers
Identify credit risk metrics (e.g. KRIs and KPIs) to continuously monitor and oversee risk
Identify key strategic and/or regulatory issues for resolution with senior management
Develop requirements to support the next generation risk capabilities (e.g. Smart Monitoring)
Produce credit risk dashboards for AXP Risk Committees

Minimum Qualifications:

3 years of Credit risk management experience;
Strong analytical skills and business acumen with a risk-reward control perspective;
Experience with data-driven analytical tools (e.g. SQL, SAS, HIVE/HADOOP, R, Python);
Demonstrates the courage to challenge the status quo;
Demonstrates the ability to successfully manage multiple priorities under pressure;
Proven ability to collaborate with colleagues across the Company;
Data Science and Machine Learning experience preferred;
Advanced degree in quantitative field is preferred

Leadership Skills

Exhibits strong collaboration and influential leadership skills with the ability to build positive relationships across teams and levels of seniority;
Self-confident with a strong sense of integrity, and the ability and willingness to challenge and be challenged;
Proactive in identifying issues, delivering and escalating key findings, and advising on recommended solutions to correct issues or mitigate risks;
Strong verbal and written communication skills, and ability to clearly communicate oversight findings to credit risk peers, business partners, and senior leaders.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

Competitive base salaries
Bonus incentives
Support for financial-well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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